Exclusive to Gryphin advisors
Your best cases stall at the client's accountant. Gryphin Tax Partner gives you Lekadir LLP: a full CPA firm that handles your clients' tax work and gives an independent read on the tax side of your structures, before the file goes cold.
Why it matters
The accountant has never seen it
Many accountants rarely work with corporate owned permanent insurance, so the safe answer is to slow it down.
Nobody models the tax side
The client hears the pitch from you and the doubts from their accountant, with no numbers on the table.
Weeks of back and forth
Questions go through the client, answers come back slowly, and momentum is gone by the time they do.
What you get
Lekadir LLP becomes the accounting firm you can bring into any case, and the firm your clients can stay with year after year.
A tax analysis on your file
A written review of the proposed structure for the client, copied to you with their consent.
A CPA on the client call
On larger corporate cases, a Lekadir LLP accountant can join the meeting and walk through the tax side.
A home for your clients' accounting
Year end statements, T2 and T1 returns, bookkeeping and tax consults, all at one firm.
Preferred rates for your clients
Clients you refer get a preferred rate on accounting work. It never depends on them buying a policy.
How it works
You refer the client
Introduce them to Lekadir LLP and have them sign one consent form so both firms can share what they need.
We engage directly
Lekadir LLP sends the client an engagement letter with the scope, the preferred rate and the written disclosure.
The analysis lands
The client gets the tax analysis in plain language. You get a copy with their permission.
The client stays covered
Returns, statements and corporate filings kept current every year, with a firm that knows the policy is there.
Clear lanes
The client always knows who said what. That keeps your suitability work clean and keeps our analysis credible.
After tax cost of premiums
Ownership and holdco structure
Capital dividend account
Buy sell and shareholder agreement funding
Estate freeze and succession fit
Tax and lending risks on leveraged plans
Product type and carrier
Coverage amount
Needs and suitability analysis
Underwriting and application
Illustrations and premium schedules
Independence
A review the client, their lawyer and their lender can trust carries more weight than an accountant who simply agrees with you.
Two separate firms
Lekadir LLP is a CPA firm. The Gryphin Advantage Inc. is a managing general agency. Each is responsible for its own advice.
Disclosed up front
Lekadir LLP's managing partner is also a licensed life insurance advisor contracted through Gryphin. Every referred client gets this in writing.
Paid for accounting only
Lekadir LLP is paid for accounting and tax work. No fee depends on whether a client buys a policy.
Consent before anything moves
No client information passes between the firms without the client's signed consent.